HDB BTO (Create-To-Buy) can be a housing scheme supplied by the Housing Advancement Board (HDB) in Singapore. It aims to deliver cost-effective and high-quality housing options for Singaporeans. Under this system, eligible applicants can apply for new flats which can be created precisely upon profitable application. Key Options of HDB https://hdb-bto97983.bloggosite.com/46020439/hdb-bto